Last updated: April 2026
PayWise AI: Debt Payoff Planner (“we”, “our”, or “us”) respects your privacy. This Privacy Policy explains how we handle your information when you use our mobile application.
PayWise AI does not collect personal information from users.
All financial data you enter into the app, such as debts, balances, repayment amounts, and notes, is stored locally on your device.
We do not collect, store, transmit, or share your financial information on external servers.
All data entered into PayWise AI is used solely to provide the app’s core functionality, including:
This data remains on your device and is not shared with us.
All user data is stored locally on your device using secure system storage provided by the operating system.
If you delete the app, your data may be permanently removed.
PayWise AI may use the following third-party services:
These services may collect information as governed by their own privacy policies.
We do not have access to payment details such as credit card information.
PayWise AI may send local notifications related to payment reminders. These notifications are generated on your device and do not require sending personal data to external servers.
PayWise AI does not knowingly collect personal data from children under the age of 13.
We may update this Privacy Policy from time to time. Any changes will be reflected on this page with an updated revision date.
If you have any questions about this Privacy Policy, you may contact us at:
Email: support.paywise.ai@gmail.com